Thairath Online
Thairath Online

BAAC Savings Lottery Interest Rates 2026: Which Offers the Highest Returns and Big Prize Chances

Money23 Mar 2026 19:08 GMT+7

Share

BAAC Savings Lottery Interest Rates 2026: Which Offers the Highest Returns and Big Prize Chances

BAAC savings lottery is not just about luck but a way to plan for the future, whether for children’s education funds, building assets, or retirement savings. It definitely meets every lifestyle need.

Here is a list of the four most popular lottery sets that quickly sell out: which offers a 20-million-baht jackpot? Which is best for saving for your child? You can start with just 20 baht, enjoy high interest rates up to 2.5%, or choose frequent prize draws with chances to win up to 100,000 baht in 900 monthly prizes. Also revealed is the simple "app booking" method that avoids bank visits.

Which BAAC savings lottery type suits you best?

1. Thawisin Savings Lottery, Emerald Set with over 600,000 prizes per draw

  • Unit price : 500 baht
  • Lottery term : 2 years
  • First prize : 20 million baht
  • Other prizes :
    First prize category Different categories: 29 prizes of 100,000 baht each
    Second prize : 90 prizes of 10,000 baht each
    Third prize : 300 prizes of 5,000 baht each
    Fourth prize : 600 prizes of 3,000 baht each
    Fifth prize : 300 prizes of 1,000 baht each
    Last 4 digits prize : 30,000 prizes of 300 baht each
    Last 3 digits prize : 600,000 prizes of 200 baht each
    Total maximum prize pool per draw: 159,100,000 baht
  • Highlights
    Minimum guaranteed return: With a 500,000 baht deposit, guaranteed last 3 digits prize of 400 baht
  • Interest rate: 0.30% per year

2. Thung Ngern Savings Lottery Set, increasing chances to win 100,000 baht

  • Unit price : 100 baht
  • Lottery term : 3 years
  • First prize : 100,000 baht with 900 prizes
    Special prize: 1,000,000 baht once per year (November 2024, 2025, 2026)
  • Highlights
    Big prize chance of 100,000 baht every month
  • Interest rate 0.633% per year

3. BAAC Digital Savings Lottery (easy registration and deposit via app)

  • Unit price : 50 baht
  • Lottery term : 2 years
  • First prize : 5 million baht
  • Other prizes
    First prize category Different categories: 59 prizes of 3,000 baht each
    Second prize : 180 prizes of 2,000 baht each
    Third prize : 600 prizes of 1,000 baht each
    Fourth prize : 1,200 prizes of 400 baht each
    Fifth prize : 6,000 prizes of 300 baht each
    Last 4 digits prize : 60,000 prizes of 25 baht each
    Last 3 digits prize : 600,000 prizes of 10 baht each
    Total maximum prize pool per draw: 16,917,000 baht
  • Highlights
    Minimum guaranteed return: With a 50,000 baht deposit, guaranteed last 3 digits prize of 10 baht
  • Interest rate 0.070% per year

4. Kwan Thung Savings Lottery Set (savings for children’s future)

  • Unit price: 20 baht
  • Lottery term: 6 years
  • First prize: 10,000 baht (100 prizes)
  • Special prize
    100,000 baht twice a year (January and September annually from September 2024 to January 2030)
  • Highlights
    Designed for children as education savings
  • Interest rate: 2.5% per year

How to buy BAAC savings lottery

  • For existing BAAC savings account holders: tickets can be purchased via the BAAC Mobile app
  • For new customers or first-time deposits: prepare documents to open an account at any BAAC branch
  • Check lottery results on BAAC Thailand Facebook or subscribe to BAAC Connect via LINE @baacfamily for instant notifications
  • Prize collection: If you win, the system will automatically transfer the prize money to your account. Individual winners do not pay deposit interest tax, receiving the full amount.
  • Tickets are available from now until further notice from the bank

Prize announcements: on the 16th of every month (except January, announced on January 17)
Watch live broadcasts on Facebook: BAAC Thailand Facebook page or YouTube: BAAC Thailand YouTube channel
More details athttps://www.baac.or.th/th/index.php?cover_page=1
*Conditions apply as determined by the bank


Read more news