When buying stocks or funds, try to recall why you made that decision.
Was it because you studied until confident, followed a rising trend, reached a planned timing, or waited for a price drop to a worthwhile level? Believe it or not, that answer reveals your basic "investment style," which clearly reflects who you are. This is more important than many realize. For example, some have invested for years but their portfolios haven’t grown much—not because they picked bad stocks, but because they never knew which investment style made them comfortable. Without this knowledge, they often invest based on feelings—buying whatever surges or following tips. Ultimately, their portfolios fluctuate with the market daily but don’t truly grow.
Referencing SCBX NEXT TECH's concept of knowing your Investment DNA, check yourself with four questions in the image and see which group you belong to.
Lion team: Holds assets they understand, does not react to news, stable in all market conditions. Suitable for ETFs, index funds, or dividend stocks because they don't need to watch prices daily. The caution is overconfidence, which can turn into stubbornness.
Shark team: Quick to read timing, makes fast decisions, knows when to exit. Suitable for growth stocks or sector rotation strategies. The caution is changing decisions too quickly, sometimes missing opportunities to hold longer.
Turtle team: Follows plans consistently, indifferent to market ups and downs. Suitable for DCA, RMF, Thai ESG because discipline is this style’s strength. The caution is sticking too rigidly to old plans and missing chances to adjust.
Eagle team: Patient, willing to wait, avoids impulsive decisions following trends. Suitable for holding cash and bonds and accumulating assets gradually when prices are truly attractive. The caution is waiting too long, letting the market move far ahead before buying.
However, you don't have to keep the same style for life. Age, goals, and capital change, so your style can evolve. At 25, you might tolerate high risk like a shark; by 40, with family and clearer goals, you might shift to a turtle style, investing more comfortably.
For deeper insight, research like the Baltic Model categorizes investors into four real-behavior groups, which is equally interesting.
Comparing these groups to your own animal style may help clarify your profile.
But knowing your style alone is not enough because in real situations, psychological biases often destroy plans. Even the smartest people can fail, as shown by these two contrasting cases.
When intelligence cannot overcome bias, Sir Isaac Newton, one of the world’s greatest scientists, sold South Sea Company shares for a profit but, pressured by others’ continued gains, re-entered at the peak price. He ended up with heavy losses and never wanted to hear the name South Sea again. This case shows that intellectual intelligence cannot prevent financial mistakes without self-awareness.
Conversely, Tuan Yongping, dubbed "China’s Buffett," invested concentratedly in assets he deeply studied and trusted, like technology stocks. The result is a portfolio worth tens of billions of dollars managed by just two people because he knew his style clearly and acted consistently.
A good investor doesn’t have to trade like a shark, wait like an eagle, be disciplined like a turtle, or stable like a lion. Simply knowing your style and doing it well is enough. Because portfolios that truly grow long-term aren’t those with the best strategies, but those of people who understand themselves and avoid repeating the same mistakes.
Try the quiz in the image and share which group you belong to. Keep this post for when you want to revisit your profile.
(Everyone tolerates risk differently. Knowing your style helps you choose suitable tools. When making actual investment decisions, always research further and consider what fits your situation.)
Sources: SCBX NEXT TECH, SET Investnow, investing.com, Jitta Wealth
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