As we enter the fifth month of 2026, many people may still be complacent about tax planning, thinking they can wait until the end of the year to buy tax-saving funds all at once.
However, did you know that gradually investing through dollar-cost averaging (DCA) or starting to learn early can help you avoid bearing a large lump sum payment in December?
Moreover, it increases the chance of better returns when the market dips. Especially if the fund offers both "tax deduction rights" and "dividends" as a cash flow along the way, it perfectly suits those aiming for long-term savings.
Furthermore, recent data shows that ThaiESG funds with dividend payment policies have performed well over the past year, with some funds soaring to returns exceeding 38%.
Thairath Money will guide everyone to understand ThaiESG funds more deeply, along with a detailed look at the top-performing funds. Get ready to save your list.
Thai ESG funds are sustainability mutual funds focusing on investing in Thai listed companies that conduct business with consideration for environmental, social, and good corporate governance factors. They were established to support investment in responsible businesses while generating sustainable long-term returns for investors.
Regarding conditions, ThaiESG funds offer attractive tax benefits, allowing investors to deduct purchases up to 30% of assessable income, with a maximum of 300,000 baht. This right is separate and does not include quotas from other retirement funds like RMF or SSF. Importantly, the holding period is only five years.
For those aiming to receive cash flow during the investment period, choosing funds specified as "paying dividends" is a suitable option. When the fund management makes a profit, there is a chance to receive dividend payments.
Note that dividends received are subject to a 10% withholding tax (or you may choose to include them in your year-end tax calculation for a refund if your tax base is lower).
Rank 1: TISCO Thai Dividend Sustainability Fund or TDSThaiESG-D
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 2: MFC Top 25 Thai Sustainability Fund or MT25-ThaiESG
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 3: SCB Thai Sustainable Dividend Fund (Thai Sustainable via electronic channel) or SCBTD (ThaiESGE)
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 4: Krungsri Enhance Thai Sustainability Fund or KFTHAIESGD
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 5: SCB Thai Sustainable Passive Fund or SCBTP(ThaiESGE)
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 6: LH Thai Sustainability Fund or LHTHAIESG-D
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 7: Eastspring SETESG Fund or ES-SETESG-ThaiESG-D
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 8: TISCO Thai Sustainability Dividend Fund or T-ThaiESG-D
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 9: Krungthai ESG50 Fund or KTESG50-ThaiESG
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Rank 10: SCB Thai Sustainable Active Fund (Thai Sustainable type) or SCBTA(ThaiESGE)
This fund primarily invests in equities, maintaining an average annual equity portion of no less than 65% of NAV (risk level 6).
Returns
Minimum investment
Note: Information as of 28 Apr 2026 GMT+7. Only the best-performing fund types without duplicates were selected. Past returns do not guarantee future performance. Investments carry risks; investors should study information before deciding.
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