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2025 Tax Deduction Fund Promotions (RMF / ThaiESG) from All Asset Management Companies – Latest Updates Before Deadline

Financial planning10 Dec 2025 17:32 GMT+7

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2025 Tax Deduction Fund Promotions (RMF / ThaiESG) from All Asset Management Companies – Latest Updates Before Deadline

With just a few days left before the close of 2025, the perennial top question remains: "Are there any tax deduction rights still available to use in time?" 

For those who have yet to utilize their RMF or Thai ESG fund tax deduction rights this year, now is the last chance to seize them. Importantly, this year asset management companies are fiercely competing with promotions stronger than before, as most investors wait until late Q4 to buy, prompting the market to offer attractive unit promotions to win their favor.

Thairath Money has therefore compiled the latest updated "Tax Deduction Fund Promotions from All Asset Management Companies" for detailed study to assist decision-making, along with key tax considerations that must be fully checked before investing, as follows.

Why are there unusually many "tax deduction fund promotions" this year?

Because 2025 is a volatile market year with investors delaying decisions, but taxes wait for no one. Asset management companies thus employ a low-cost yet enticing tool: "unit refunds," effectively giving investors an additional layer of investment capital.

Nevertheless, promotions should not be the primary reason to choose a tax-saving fund. Since RMF/SSF (SSF funds lost their tax deduction rights in 2024) require long-term holding, the key is always to select funds suitable to oneself, consider fees, and review past performance first.

Compilation of 2025 Tax Deduction Fund Promotions from All Asset Management Companies (RMF / ThaiESG and Alternatives)

1. KKPAM (Kiatnakin Phatra Asset Management)

  • Invest in RMF or ThaiESG funds from Kiatnakin Phatra Asset Management.
  • Invest a total of 50,000 baht to receive KKP MP fund units worth 100 baht*.

2. ONEAM (WANN Asset Management)

  • Net accumulated investment in participating funds
  • Between 17 March - 30 December 2025 with WANN Asset Management.
  • Receive 1AM-DAILY-RA units worth 20 baht.
  • For every additional 10,000 baht of net accumulated investment under the conditions.

3. Krungsri Asset Management

  • Accumulate investments throughout 2025 in RMF/Thai ESG funds participating with Krungsri Asset Management to receive extra KFCASH-A units worth 100 baht.
  • For every additional 50,000 baht of accumulated investment under the conditions.

4. Asset Plus

  • Promotion for investors in LTF, RMF, SSFX, TESG, and TESGX funds.
  • Hold continuously for only 3 months to receive ASP-DGOV-R fund units worth 0.20% of net investment value*.
  • When net accumulated investment is 30,000 baht* or more and held until 30 December 2025 (invest by 30 September 2025).

5. Aberdeen

  • Receive ABCC units worth 100 baht for every 50,000 baht invested in RMF and/or Thai ESGX throughout 2025.
  • RMF: From 2 January to 30 December 2025 (or the last business day of the year).
  • Thai ESGX: From 2 May to 30 June 2025.

6. Eastspring

  • For every 50,000 baht invested in Thai ESGX/Thai ESG/RMF, receive ES-CASH units worth 100 baht.

7. KWIAM

  • Every 50,000 baht investment receives KWI MONEY worth 100 baht.
  • From 2 January until the last day of 2025.

8. TISCOASSET

  • Invest in RMF for every 50,000 baht to receive TISCOSTF units worth 100 baht (up to 1,000 baht).
  • Invest in ThaiESG for every 50,000 baht to receive TISCOSTF units worth 100 baht (up to 600 baht).

Choosing funds: Risk and tax requirements to know!


1. Promotions are just bonuses.

Long-term returns plus tax reductions have a greater impact on your finances than a small bonus of 100 baht in fund units. Do not let a 100 baht bonus lead you to choose a fund that does not suit your style.

2. RMF requires longer holding than Thai ESG.

  • RMF must be held until age 55 and invested continuously under conditions.
  • Thai ESG must be held at least 5 years or more.
  • Thai ESG follows SSF principles but focuses on Thai ESG standard funds.

3. Fees matter more than you think.

Especially for broad market or foreign funds, funds with lower fees may yield accumulated differences of tens of thousands of baht over 5-10 years.

Source: Kiatnakin Phatra Securities (KKP)

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