Summary of 10 Banks Cutting Loan Interest Rates Across All Types Following BoTs 0.25% Policy Rate Cut

Banks in Thailand have gradually reduced loan interest rates after the Monetary Policy Committee (MPC) decided on 25 Feb 2026 to cut the policy interest rate by 0.25% per annum from 1.25% to 1.00%, aiming primarily to support economic recovery. Thairath Money has compiled a list of banks that have started lowering their loan interest rates as follows: Tags: [Thai banking, interest rate cuts, Monetary Policy Committee, economic stimulus]

Starting with the first bank, Tags: [bank announcements, interest rate reduction] Bangkok Bank (BBL)Tags: [Bangkok Bank, BBL] has announced a 0.10% per annum cut in loan interest rates, effective from 26 Feb 2026, including:Tags: [interest rate reduction, effective date]

• The interest rate for prime corporate customers on term loans (Minimum Loan Rate: MLR) is set at 6.35% per annum.Tags: [MLR, corporate loans, Bangkok Bank]
• The interest rate for prime corporate customers on overdrafts (Minimum Overdraft Rate: MOR) is set at 6.50% per annum.Tags: [MOR, overdraft, corporate customers]
• The interest rate for prime retail customers (Minimum Retail Rate: MRR) is set at 6.50% per annum.Tags: [MRR, retail customers, interest rates]

Krungthai Bank (KTB)Tags: [Krungthai Bank, KTB] has announced a 0.10% per annum cut in loan interest rates, effective 2 Mar 2026, including:Tags: [interest rate reduction, effective date]

• The overdraft interest rate (MOR) for prime corporate customers is reduced to 6.270% per annum.Tags: [MOR, corporate loans, Krungthai Bank]
• The term loan interest rate (MLR) for prime corporate customers is reduced to 6.300% per annum.Tags: [MLR, corporate loans]
• The interest rate for prime retail customers (MRR) is reduced to 6.845% per annum.Tags: [MRR, retail loans]

TMBThanachart Bank (TTB)Tags: [TTB, bank] has announced a 0.10% per annum reduction in lending rates, effective 2 Mar 2026.Tags: [interest rate cut, effective date]

• The MOR interest rate is reduced by 0.10% per annum.Tags: [MOR, interest rate cut]
• The MLR interest rate is reduced by 0.10% per annum.Tags: [MLR, interest rate cut]
• The MRR interest rate is reduced by 0.10% per annum.Tags: [MRR, interest rate cut]

Kasikornbank (KBank)Tags: [Kasikornbank, KBank] has announced a 0.10% per annum reduction in lending rates, effective 2 Mar 2026, including:Tags: [interest rate reduction, effective date]

• The term loan interest rate (MLR) for prime corporate customers is lowered to 6.52%.Tags: [MLR, corporate loans, Kasikornbank]
• The overdraft interest rate (MOR) for prime corporate customers is lowered to 6.34%.Tags: [MOR, corporate loans]
• The interest rate for prime retail customers (MRR) is lowered to 6.58%.Tags: [MRR, retail loans]

Bank of Ayudhya (BAY)Tags: [Bank of Ayudhya, BAY] has cut loan interest rates by 0.10% per annum, effective 4 Mar 2026, including:Tags: [interest rate cut, effective date]

- The MLR for prime corporate customers on term loans is reduced from 6.650% to 6.550%.Tags: [MLR, corporate loans, interest rate cut]

- The MOR for prime corporate customers on overdrafts is reduced from 6.475% to 6.375%.Tags: [MOR, corporate loans, interest rate cut]

- The MRR for prime retail customers is reduced from 6.770% to 6.670%.Tags: [MRR, retail customers, interest rate cut]

Siam Commercial Bank (SCB)Tags: [Siam Commercial Bank, SCB] has cut loan interest rates by up to 0.10% per annum, effective 2 Mar 2026, including:Tags: [interest rate cut, effective date]

- The MLR for prime corporate customers on term loans is 6.350% per annum.Tags: [MLR, corporate loans]

- The MOR for prime corporate customers on overdrafts is 6.275% per annum.Tags: [MOR, corporate loans]

- The MRR for prime retail customers is lowered to 6.575% per annum, effective from 2 March 2026 onward.Tags: [MRR, retail loans, effective date]

On the state bank side, starting withTags: [state banks, banking sector] Bank for Agriculture and Agricultural Cooperatives (BAAC)Tags: [BAAC, state bank] has announced a loan interest rate reduction effective from 1 Apr 2026, including:Tags: [interest rate reduction, effective date]

• The MOR for prime corporate customers is set at 6.025% per annum.Tags: [MOR, BAAC]
• The MLR for prime corporate customers is set at 6.025% per annum.Tags: [MLR, BAAC]
• The MRR for prime retail customers is set at 6.575% per annum.Tags: [MRR, BAAC]

Government Housing Bank (GHB)Tags: [Government Housing Bank, GHB] has announced a maximum loan interest rate cut of 0.15% per annum, effective 4 Mar 2026, including:Tags: [interest rate cut, effective date]

• The MOR for prime corporate customers is set at 5.850% per annum.Tags: [MOR, GHB]
• The MLR for prime corporate customers is set at 6.150% per annum.Tags: [MLR, GHB]
• The MRR for prime retail customers is set at 6.145% per annum.Tags: [MRR, GHB]

  Islamic Bank of Thailand (iBank)Tags: [Islamic Bank, iBank] has cut loan interest rates effective 4 Mar 2026, including:Tags: [interest rate cut, effective date]

• The profit rate for prime corporate customers (SPR) remains at 7.55% per annum.Tags: [SPR, corporate loans, Islamic Bank]
• The profit rate for prime corporate customers on term loans (SPRL) remains at 7.68% per annum.Tags: [SPRL, corporate loans]
• The profit rate for prime retail customers (SPRR) remains at 7.85% per annum.Tags: [SPRR, retail customers]

Government Savings Bank (GSB)Tags: [Government Savings Bank, GSB] has cut all loan interest rates by 0.15% per annum, effective 2 Mar 2026, including:Tags: [interest rate cut, effective date]

• The minimum loan interest rate for term loans (MLR) is reduced to 6.025% per annum.Tags: [MLR, GSB]
• The minimum overdraft interest rate (MOR) is reduced to 5.695% per annum.Tags: [MOR, GSB]
• The interest rate for prime retail customers (MRR) is reduced to 6.045% per annum.Tags: [MRR, GSB]

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