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Clarification! Bangkok Bank Postpones Indefinitely Minimum Balance Requirement of 2,000 Baht for Digital Accounts Before Transfers

Financial planning10 Mar 2026 17:16 GMT+7

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Clarification! Bangkok Bank Postpones Indefinitely Minimum Balance Requirement of 2,000 Baht for Digital Accounts Before Transfers

"Money" is always a significant matter. Yesterday (9 Mar 2026), news surfaced that Bangkok Bank announced changes to the conditions of "2 online deposit account products," requiring from early next month a minimum balance of 2,000 baht to conduct transactions. The bank has now issued a clarification on this.


A deeper look into the new conditions, which have now been postponed...

Bangkok Bank (BBL) announced on its website that starting from 9 Apr 2026, all customers must maintain a minimum balance of 2,000 baht in their accounts. Customers will not be able to withdraw, transfer, or conduct any transaction that would reduce the account balance below 2,000 baht.

There are two exceptions to this condition:

1) Automatic debit transactions authorized by the customer with the bank or service providers under prior agreement, including water bills, electricity bills, telephone bills, loan payments, and credit card payments to the bank.

2) Withdrawals made to close accounts at bank branches.

Therefore, before conducting transactions through the e-Savings deposit account, customers should check their account balance first.

Most recently, on 10 Mar 2026, Bangkok Bank announced the indefinite postponement of the "minimum digital account balance requirement."

BBL emphasizes that the minimum balance rule aims to reduce fraudsters.

Chaiyarit Anuchitworawong, Deputy Managing Director of Bangkok Bank, stated that the adjustment is another measure to help prevent fraudsters from using digital deposit accounts as mule accounts, thereby reducing illegal transaction channels.

However, the bank considered that this measure might inconvenience customers and therefore has postponed the implementation indefinitely.



Source: Bangkok Bank


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