The Government Savings Bank has responded to the Cabinet's resolution by launching the low-interest loan (Soft Loan) project "GSB Revitalizing Thai Business" with a fund of 100 billion baht. The project aims to assist small borrowers and SMEs affected by the economic situation, while also supporting clean energy loans. The interest rate for the first two years is capped at 3.50% per annum. Loans can be applied for through 16 participating financial institutions.
Mr. Songpol Chewapanyarot, Director of the Government Savings Bank, revealed that, according to the Cabinet resolution on 11 April 2026, approval was given for measures to support those impacted by the energy crisis, economic uncertainty, and international conflicts. The Government Savings Bank was assigned as the key agency to drive financial measures to inject liquidity through the low-interest loan (Soft Loan) project "GSB Revitalizing Thai Business". With a fund of 100 billion baht, the project aims to help the public and SMEs adjust to crises affecting livelihoods and business operations, while promoting the transition to alternative energy use. This is a cooperative effort among 16 commercial banks and specialized financial institutions to quickly channel low-interest funds to target groups.
The low-interest loan (Soft Loan) project "GSB Revitalizing Thai Business" has a total fund of 100 billion baht. The Government Savings Bank provides low-interest credit to participating financial institutions and non-bank financial service providers. These entities will then lend to small borrowers, SMEs, and large businesses at an interest rate not exceeding 3.50% per year for the first two years, according to each bank's program and conditions (*except for EV purchase loans). The loans serve three main purposes:
1) Loans to enhance liquidity,
2) Loans to expand businesses for SMEs and large enterprises in strategically important industries,
3) Loans for energy sustainability adjustments for the public. The project details for various loan cases are as follows:
Entrepreneurs can apply for loans through the Government Savings Bank, specialized financial institutions, and participating commercial banks.
For tourism business clients and those affected by natural disasters, conflicts in the Middle East, border disputes, tax measures, trade competition, and supply chain issues, the project fund is 30 billion baht.
The general public can apply for loans through participating financial institutions and non-bank financial service providers involved in the project.
Interested parties can apply for loans with any participating commercial bank or specialized financial institution, including Krungthai Bank, Kasikorn Bank, Bangkok Bank, Siam Commercial Bank, Bank of Ayudhya, TMBThanachart Bank, Export-Import Bank of Thailand, Islamic Bank of Thailand, Kiatnakin Phatra Bank, Land and Houses Bank, UOB, TISCO Bank, Thai Credit Bank, ICBC (Thai), Small and Medium Enterprise Development Bank of Thailand, and the Government Savings Bank, as well as other non-bank financial service providers participating in the project.
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