Sudarat of Thai Sang Thai promotes a policy to boost capital for "small people" to access low-interest funding through the Sang Thai Fund, issuing government bonds at 3% interest to channel wealthy individuals' money to small borrowers for capital, thereby strengthening Thailand's economy. Tags: [Thai politics, economic policy, small business financing, government bonds, low-interest loans]
On 8 January 2026, Khun Ying Sudarat Keyuraphan, leader of the Thai Sang Thai Party and prime ministerial candidate, announced the launch of the Restart Thailand strategy. This initiative aims to provide opportunities for "small people" and the younger generation to access genuinely affordable low-interest funding to create jobs, build careers, and revive Thailand's economy through the "Sang Thai Fund" worth 300 billion baht. The policy is designed to break down financial barriers that prevent small people from improving their livelihoods. It serves as a crucial tool for economic recovery, offering SMEs, street vendors, and young people neglected by commercial banks real access to funding. "Anyone can borrow to build capital." Tags: [economic recovery, SMEs, financial inclusion, youth empowerment, Thai politics]
This policy does not use any state budget funds. Instead, it issues government bonds with a 3% yield to mobilize deposits from wealthy individuals and various funds—currently earning less than 1% interest—into establishing the 300 billion baht Sang Thai Fund. This fund will provide small entrepreneurs, SMEs, and young people needing capital for their livelihoods access to low-interest loans at just 1% per month, enabling business recovery and economic continuity. Tags: [government bonds, investment funds, SME loans, economic stimulus, financial policy]
This policy is like hitting three targets with one shot: small people gain access to low-interest loans at only 1% per month instead of informal loans charging 20%–30% monthly interest; depositors in banks with hundreds of billions in funds get higher returns, rising from less than 1% to as much as 3% interest. Tags: [financial inclusion, informal debt, interest rates, depositors, economic benefits]
No state budget is required, and the government will earn a 9% spread profit (from 3% bond cost to 12% annual lending interest) to manage risk. Tags: [government revenue, risk management, financial sustainability, public finance]
Khun Ying Sudarat emphasized that this model is the solution to economic problems because it aligns the interests of savers seeking higher returns with small people needing real loan access to make a living. This policy is not a handout that is spent and gone, but a creation of a sustainable financial ecosystem. It helps pull people out of the informal debt cycle that has long eroded Thai society. Most importantly, it manages the budget without using taxpayers' money as capital. Tags: [economic policy, financial ecosystem, debt relief, social impact, budget management]