“Warawut,” Minister of Industry, highlights that the 3-dimensional SME D Bank measures have shown results within one and a half months, enabling SMEs to access over 9 billion baht in capital and generating more than 41,481 million baht in economic circulation.
On 26 May 2026 at the Government House, Warawut Silpa-archa, Minister of Industry, revealed that after issuing operational policies to the Ministry of Industry and visiting the Small and Medium Enterprise Development Bank of Thailand (SME D Bank), the bank has accelerated assistance to SME entrepreneurs since early April. Recently, the implementation under three key dimensions has begun to show concrete results, enabling entrepreneurs to access over 9,057 million baht in funding within approximately one and a half months, generating economic circulation exceeding 41,481 million baht.
The Ministry of Industry views SMEs as the economic pyramid's base for Thailand. If small businesses cannot survive, the Thai economy will lose a crucial driving force. Therefore, the Ministry has assigned SME D Bank to continuously support entrepreneurs under the concept of “an umbrella that never folds,” standing alongside Thai SMEs in every circumstance.
The three key operational dimensions include: 1. Access to capital — the bank has provided loans to SMEs totaling over 9,057 million baht, focusing on small entrepreneurs with a maximum loan limit of 15 million baht per entity. Key products include the “SME Power-Up Loan,” offering up to 1 million baht per borrower with relaxed conditions and no collateral required.
Other products include the SME Green Productivity Loan, with a maximum of 30 million baht per borrower for investments in clean energy such as solar panels and electric vehicles, as well as the “Beyond Wings for SMEs” loan aimed at enhancing business efficiency.
2. Support for vulnerable debtors — the bank has implemented the “3 Reductions” measures: reducing principal, interest, and installments. This assistance has reached 2,668 debtors, alleviating financial burdens, sustaining businesses, and preserving employment levels.
3. Upgrading entrepreneurial capabilities — the bank has organized activities to upskill, reskill, and teach new skills through both onsite and online learning formats for over 3,690 entrepreneurs. Among them, 747 entrepreneurs have managed to reduce production costs and adapt to modern business after undergoing development.
Warawut added that he has instructed SME D Bank to continue supporting SMEs, especially through state policy loans (PSA) totaling 20,000 million baht, with a fixed interest rate of just 3% per year for the first three years, repayment terms up to 10 years, and a maximum loan of 30 million baht. These aim to support entrepreneurs in improving productivity, using clean energy, and advancing toward green industries.
“SMEs are not just small entrepreneurs but a vital mechanism driving Thailand's economy. If SMEs are strong, the country will be strong too. Facilitating access to capital alongside development, particularly transitioning toward green businesses, will form a fundamental base for Thailand's future economy.”