The government revealed that the national disaster insurance covers the flooding and landslide events in Phuket. Affected people can file claims, with ongoing support for residents in 73 provinces. Over 20 million baht in claims have been approved, and another 354 million baht is under expedited review.
28 Oct 2026 GMT+7 Ms. Lalida Pertwiwatana, Deputy Spokesperson of the Prime Minister’s Office, shared updates on the government’s disaster insurance purchase program for the public. She stated that the government is advancing aid for disaster victims through the insurance system. Recently, claim approvals totaled 20,035,000 baht, with another 354,245,000 baht under review. This aims to alleviate hardships and support the restoration of lives and properties.
Regarding operations, for group accident insurance policies, one claim worth 2 million baht has been paid, eight claims worth 16 million baht approved, and 29 claims under consideration. For group residential insurance, 209 claims totaling 2,025,000 baht have been approved.
There have been 28,970 flood damage reports, with 198 approved claims; 1,309 windstorm reports with 11 approved; and 43 earthquake reports. The 73 provinces involved include the highest reports from Phetchaburi (5,324), Lopburi (3,725), Chainat (2,877), Bangkok (2,403), and Nakhon Sawan (2,125).
The program involves 11 participating insurance companies: Bangkok Insurance Public Company Limited, Krungthai Panich Insurance Public Company Limited, Tokyo Marine Insurance (Thailand) Public Company Limited, Dhipaya Insurance Public Company Limited, Thai Paiboon Insurance Public Company Limited, Thai Vivat Insurance Public Company Limited, Falcon Insurance Public Company Limited, Muang Thai Insurance Public Company Limited, Viriyah Insurance Public Company Limited, MSIG Insurance (Thailand) Public Company Limited, and iCare Insurance Public Company Limited.
Regarding the recent flooding and landslides in Phuket, the government confirms that damages fall under the coverage terms of the government disaster insurance program. Victims can report damages to enter the verification and claim approval process per policy conditions. The government will coordinate closely with relevant agencies to monitor reporting and claims processing, ensuring affected citizens receive entitled coverage and minimizing the risk of individuals missing out on assistance.
"The government prioritizes caring for disaster-affected citizens by using insurance as a mechanism to ease financial burdens and provide security to impacted households. We are closely monitoring claim assessments to deliver timely and comprehensive assistance in line with policy terms," she said.
Meanwhile, Ms. Ploytale Laksamee Sangchan, Deputy Spokesperson of the Prime Minister’s Office, disclosed that following heavy rains in Phuket, the government has integrated efforts across agencies to mobilize resources for aid, expedite cleanup, and restore areas for residents, while progressing comprehensive relief efforts. Regarding initial relief under the National Disaster Insurance program effective from 1 Oct 2026, the government has urged insurance companies to promptly pay 10,000 baht compensation to those affected by flooding, flash floods, and landslides in Phuket to ease immediate hardships.
For further assistance under the national disaster insurance and government measures, which require time for data collection, the government advises victims to gather information and register for aid as per procedure. Authorities in affected areas have been instructed to facilitate swift access to rights so help matches the full extent of citizens’ losses.
"Residents affected by flooding in Phuket Municipality can register for disaster aid until 6 Nov 2026, from 9:00 to 16:30 at the Patong Municipality Elderly Club building. Those affected should prepare copies of their ID card, house registration, photos of damage, damage lists, and related documents such as rental agreements for tenants to support registration," she added.